Information We Collect
We collect nonpublic information about you from some or all of the following sources:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets and income.
  
  
• Information about your transactions with us, our affiliates, or others such as your account balance, payment history, parties to transactions and credit card usage; and,
  
  
• Information we receive from a consumer reporting agency, such as your credit worthiness and credit history.

Information We Disclose
We may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances as permitted by law.

If You Terminate Your Relationship With Us
If your credit union membership is terminated, information about you will be held in confidence and treated and disclosed in the same manner as current members.

Our Security Measures
We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you. Our employees are trained in the importance of member privacy, and the credit union's privacy policy. We maintain physical, electronic and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information.

Credit union members and the public may receive copies of this Privacy Notice by contacting the credit union.

Revised 04/02/07